Mini Culture Presents

Good or Bad Debt? Is Your Debt Creating Income Greater than Interest

Debt is a worrying problem for everyone involved just as it was when I was having financial problems. I hate debt. I don’t like the feeling of owing anyone money. Though I was repeatedly taught in my youth to avoid debt like the plague, I didn’t listen very well — I was nearly $1m in […]

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New Credit Card Law Became Effective to Protect Cardholders Deeper into Debt

Thanks to a new law that goes into effect on Feb. 22, which restricts bank tactics but sends rates up and credit lines down. As the new law take effect now, what you need to know about the rates and fees?

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What to Do When Your Debt Collectors Call for Payment

There’s no deadline when creditors or debt collectors must stop trying to recoup a debt, but Maryland limits how long they can pursue you in court. So what’s your rights and what to do when debt collector calls?

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Five Best Low Interest Credit Cards, Choose Right One for You

These low interest credit cards have either a low fixed rate annual percentage rate (APR) or a low introductory APR. Most of these cards have no annual fee, our objective opinion for each card is also enclosed. You can compare by yourself and find the best one just for you.

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Smart Credit Card Strategy: How to Maximize Use of Cards

Experts say you should regularly inspect your credit cards, adding or deleting as your needs change. Here are some suggetions for building a good credit card portfolio, which can help to mix the cards you need perfectly.

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People with Financial Problems Can Find Credit Card Debt Relief Online

Credit card debt is a very personal and private topic, but that doesn’t mean not allow participants to share and grow their wisdom and experiences. If your debts are out of control, an online support group might be just the solution to help you.

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